Patrick J. Lorio

About

Patrick has extensive experience in insurance litigation, advising insurance companies on coverage issues and representing insurers in coverage and bad faith disputes.  Recently, Patrick has handled over 150 first party property damage cases in state and federal court arising from Hurricane Laura, Hurricane Delta, and Hurricane Ida involving both commercial and residential policies.  

 

Patrick also represents contractors, subcontractors, architects, consultants, and suppliers in disputes involving construction and design defects, breaches of contract, suits on open accounts, and public bid contests.  He also has litigated cases under both the Louisiana Private Works Act and the Louisiana Public Works Act. 

 

As part of his securities litigation practice, Patrick has represented national broker-dealers and registered representatives before FINRA arbitration panels in both customer and member disputes.

 

Patrick’s general commercial litigation experience includes representing plaintiffs and defendants in disputes concerning the Louisiana Products Liability Act, defamation, invasion of privacy, corporate buyouts, and limited liability company member disputes.

 

Patrick has practiced before the Louisiana Supreme Court, Louisiana’s circuit courts, the U.S. Fifth              Circuit, all of the federal district courts in Louisiana, and FINRA. 

 

Patrick received his Juris Doctor from Columbia Law School, where he was a James Kent Scholar. He      received his Bachelor of Arts summa cum laude from Tulane University.

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Practice Areas

• Appellate

• Commercial Litigation

• Construction Litigation

• Insurance Coverage and Bad Faith

• Securities Litigation

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Notable Representation

• Won summary judgment in bad faith dispute involving property damage from Hurricanes Laura and Delta.

• Won summary judgment on insurance fraud / misrepresentation arising out of a Hurricane Laura homeowners claim.

• Won summary judgment enforcing insurance policy’s time limitation on coverage for additional living expense, securing the first court decision in Louisiana enforcing that policy provision.

• Defeated claims for bad faith penalties on motions for summary judgment in first party property and third party liability disputes.

• Successfully prosecuted breach of contract and open account claims for contractors, winning several money judgments on motions for summary judgment. 

• Prevailed on motions for summary judgment declaring no insurance coverage under commercial liability and auto policies.

• Served on trial team that won money judgment for registered broker before FINRA arbitration panel. 

• Prevailed on appeal that upheld large attorneys’ fee award for client. 

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Education

• Columbia Law School, J.D., 2018

  • James Kent Scholar

  • Columbia Journal of Law and Social Problems, Notes Editor

  • Moot Court, Editor

• Tulane University, B.A., summa cum laude, 2014

  • Phi Beta Kappa, Karlem Riess Memorial Award, 2014

  • William Wallace Peery Society

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Experience

• Barrasso Usdin Kupperman Freeman & Sarver, L.L.C.

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Publications

• Author: “Access Denied: Data Breach Litigation, Article III Standing, and a Proposed Statutory Solution,” 51 Colum. J.L. & Soc. Problems 79 (Fall 2017

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Admissions

• Louisiana

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Honors and Achievements

• Best Lawyers: Ones to Watch, 2023 - 2025

• Louisiana Super Lawyers, Rising Stars, 2024